Identity Verification

In order to keep and spend a balance on Venmo, you’ll just need to verify your identity by submitting additional personal information in the Venmo app. For more information about what we collect, see this page.

If you haven’t verified your identity in the app, you can still use Venmo to make payments funded by your bank account, credit card, or debit card. You can also receive payments from others to your Venmo account and transfer that money to a bank account.

Once you have verified your identity, you’ll have access to a Venmo balance, which means you can use the money you’ve received to make payments to friends or mobile websites or apps that are approved to offer Venmo as a payment option. (Any money you had in your Venmo account before you verified your identity will automatically be available on your new Venmo balance.) For more information about how your Venmo balance works, see this page.