Adding a Credit or Debit Card

To add a card to your Venmo account from a computer, click here and click "Edit payment methods" and then "Add Debit or Credit Card" then add your card information.

If you’re in the app please follow the instructions below:

1. Tap the "☰" icon in the upper left hand corner of the app
2. Under “Settings”, tap “Banks & Cards”
3. Tap “Add Debit or Credit Card” and add your card information

Once you add the card, you can set it as your primary funding source in your Settings → Banks and Cards.

Please be aware that payments funded by credit cards are subject to a 3% fee in Venmo. This fee is not imposed if you make a credit card purchase via a merchant mobile website or an app that is authorized by Venmo to display the Venmo (or in some cases, PayPal) button as a payment method. Please see this article for information about purchasing with Venmo. For more information about fees please see this article.

If you’re having trouble adding your credit or debit card to Venmo, the best thing to do is reach out to your card issuer to confirm that there are no issues. Often times cards are declined because of a recent zip code or address change - your card issuer should be able to tell you more.

Note: You cannot transfer funds from your Venmo balance to a credit card. To transfer to your bank you will need to add an eligible debit card or a bank account.