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Adding a Credit or Debit Card

  • Updated

If you're trying to add a debit or credit card to Venmo, check out this helpful guide. 

 

To add a card to your Venmo account from a computer, navigate to your payment methods then follow these steps:

  1. Click "Edit payment methods"
  2. Select "Add Debit or Credit Card" then add your card information

If you’re on the Venmo app, follow these steps:

  1. Go to the "Me" tab by tapping your picture or initials
  2. Go to the Wallet section
  3. Tap “Add bank or card...” and then tap “Card”
  4. Add your card information manually or with your phone’s camera

 

Adding a credit card

Please be aware that payments funded by credit cards are subject to our standard 3% fee. However, making purchases from authorized merchants does not incur a Venmo transaction fee, even if you use a credit card. Please see this article for information about purchasing online with Venmo and this article about purchasing in stores. 

Some credit card providers charge cash advance fees (possibly including an additional dollar amount or percent rate, in addition to other possible cash advance service fees, including a higher APR) if you use your credit card to make payments to friends on Venmo. For more information about whether your card provider charges these fees, contact your card provider. Learn more about fees on Venmo. 

 

I'm getting an error when I try to add my card

If you’re having trouble adding your credit or debit card to Venmo, the best thing to do is reach out to your card issuer to confirm that there are no issues. Oftentimes cards are declined because of a recent zip code or address change - your card issuer should be able to tell you more.

Note: You cannot transfer funds from your Venmo account to a credit card. To transfer to your bank you will need to add an eligible debit card (for instant transfers, a 1.75% fee with a minimum fee of $0.25 and a maximum fee of $25 is deducted from the transfer amount for each transfer) or a bank account (for standard transfers, no fee; for instant transfers, a 1.75% fee with a minimum fee of $0.25 and a maximum fee of $25 is deducted from the transfer amount for each transfer). Learn more about fees on Venmo. 

 

How can I update the expiration date for my card?

There’s no way to edit or update one piece of information for a card on your Venmo account. You’ll need to delete the old card from your account, then add the new/updated information as a new card. 

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