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Adding a Credit or Debit Card

  • Updated

To add a card to your Venmo account from a computer, click here and click "Edit payment methods" and then "Add Debit or Credit Card" then add your card information.

If you’re in the app please follow the instructions below

  1. Tap the "☰" icon at the top of the app
  2. Under “Settings," tap “Payment Methods”
  3. Tap “Add bank or card...” and then tap “Card”
  4. Add your card information manually or with your phone’s camera

Please be aware that payments funded by credit cards are subject to our standard 3% fee. However, making purchases from authorized merchants does not incur a Venmo transaction fee, even if you use a credit card. Please see this article for information about purchasing online with Venmo and this article about purchasing in stores. Some credit card providers charge cash advance fees (possibly including an additional dollar amount or percent rate, in addition to other possible cash advance service fees, including a higher APR) if you use your credit card to make payments to friends on Venmo. For more information about whether your card provider charges these fees, contact your card provider. For more information about fees please see this article.

If you’re having trouble adding your credit or debit card to Venmo, the best thing to do is reach out to your card issuer to confirm that there are no issues. Oftentimes cards are declined because of a recent zip code or address change - your card issuer should be able to tell you more.

Note: You cannot transfer funds from your Venmo account to a credit card. To transfer to your bank you will need to add an eligible debit card (for instant transfers, a 1% fee with a minimum fee of $0.25 and a maximum fee of $10 is deducted from the transfer amount for each transfer) or a bank account (for standard transfers, no fee; for instant transfers, a 1% fee with a minimum fee of $0.25 and a maximum fee of $10 is deducted from the transfer amount for each transfer). For more information about fees, please see this page.
What if I need to update the expiration date for a card on my Venmo account?
There’s no way to edit or update one piece of information for a card on your Venmo account. You’ll need to delete the old card from your account, then add the new/updated information as a new card. 

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