Adding a Credit or Debit Card

To add a card to your Venmo account from a computer, click here and click "Edit payment methods" and then "Add Debit or Credit Card" then add your card information.

If you’re in the app please follow the instructions below

1. Tap the "☰" icon in the upper left hand corner of the app
2. Under “Settings”, tap “Payment Methods”
3. Tap “Add bank or card...” and then tap “Card”
4. Add your card information manually or with your phone’s camera

Once you add the card, you can set it as your primary payment method in your Settings → Payment Methods.

Please be aware that payments funded by credit cards are subject to our standard 3% fee. Making purchases from authorized merchants with Venmo is always free, even if you use a credit card. Please see this article for information about purchasing with Venmo. Some credit card providers charge cash advance fees (possibly including an additional dollar amount or percent rate, in addition to other possible cash advance service fees, including a higher APR) if you use your credit card to make payments to friends on Venmo. For more information about whether your card provider charges these fees, contact your card provider. For more information about fees please see this article.

If you’re having trouble adding your credit or debit card to Venmo, the best thing to do is reach out to your card issuer to confirm that there are no issues. Often times cards are declined because of a recent zip code or address change - your card issuer should be able to tell you more.