What is the Venmo Credit Card?
The Venmo Credit Card is a Visa branded credit card integrated into the Venmo experience you know and love. With the Venmo Credit Card, you can manage your credit card account right from the Venmo app.
The front of the card is printed with your personal Venmo QR code which makes activation a snap. Your friends can also scan the code to find your Venmo profile.
The Venmo Credit Card allows you to make contactless payments, split your credit card purchases with friends on Venmo, request new virtual card numbers, and earn cash back rewards on your purchases*.
How do I apply for the Venmo Credit Card?
The Venmo Credit Card is now available for eligible users. If you are eligible to apply, you will see a Venmo Credit Card section in the Cards tab of the Venmo app or when you log in at venmo.com
What's the difference between the Venmo Credit Card and the Venmo Debit Card?
The Venmo Mastercard® Debit Card is a debit card connected to your Venmo balance. There is no line of credit offered with the Venmo Debit Card.
The Venmo Credit Card is a Visa® credit card issued by Synchrony Bank. You can split Venmo Credit Card transactions with friends on Venmo and use the money in your Venmo account to make payments towards your bill.
The Venmo Credit Card and the Venmo Debit Card also have unique rewards programs specific to each card.
What are the benefits and rewards for the Venmo Credit Card?
With the Venmo Credit Card, you can easily split purchases with friends on Venmo in the Venmo app, pay your bill using the money in your Venmo account and earn cash back* rewards on your purchases.
During each statement period, you will:
- Earn 3% on your top spend category
- Earn 2% on your second top spend category
- Earn 1% on all other eligible purchases and on Venmo person-to-person transactions
Your cash back rewards will be automatically added to your Venmo account at the end of each statement period
The front of the card is printed with your personal Venmo QR code which makes activation a snap. Your friends can also scan the code to find your Venmo profile. Features like contactless payments and the ability to request a new virtual card number make the Venmo Credit Card even more useful. Better yet, there’s no annual fee** for the Venmo Credit Card.
How do I manage my Venmo Credit Card notifications?
To adjust your Venmo Credit Card notification settings:
- Go to the Cards tab
- Select your Venmo Credit Card
- Tap Venmo Credit Card notifications
There, you can customize your push notifications and some email notifications for the Venmo Credit Card.
Where can I use the Venmo Credit Card?
You can use your Venmo Credit Card everywhere Visa credit cards are accepted worldwide, including within the Venmo app. The card is automatically added as a payment method in your Venmo app for payments to friends and authorized merchants.
I have more questions about the Venmo Credit Card. Who can I contact?
For additional inquiries about the Venmo Credit Card, please call Synchrony Bank at 855-878-6462. Agents are available 24 hours a day.
The Venmo Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA is a registered trademark of Visa International Service Association and used under license.
The Venmo Mastercard® is issued by The Bancorp Bank, N.A., pursuant to a license by Mastercard International Incorporated. Card may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp Bank, N.A. is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from Venmo.