When can I start using my Venmo Credit Card?
Once you're approved, your Venmo Credit Card account is automatically added to your Venmo payment methods and can be used to pay for things like person-to-person payments and purchases with authorized merchants. Similar to other credit cards, Venmo Credit Cards are subject to Venmo’s standard 3% fee when used to make person-to-person payments.
A virtual card number is available to you in the Venmo app as soon as you are approved for a Venmo Credit Card. That number can be used for online purchases and you can also request a new virtual number in the Venmo app (which deactivates your previous virtual card number).
Please note that you will need to confirm the items below in order to copy this card number and shop online:
- The last 4 digits of your Social Security Number to view the virtual card number,
- Expiration date
- CVV
Your Venmo Credit Card account may have a lower credit limit until you receive and activate your physical card. You can view your credit limit in the Venmo Credit Card section of the Venmo app.
How do I activate my physical Venmo Credit Card?
To activate your Venmo Credit Card, scan the QR code using your phone’s camera or the QR code scanner in the Venmo app.
- Cardholders approved before 9/24/2026: Scan the QR code on the front of your card.
- Cardholders approved after 9/24/2026: Scan the QR code on the provided sticker.
Alternatively, you can go right to the Venmo app to activate with the card's three-digit CVV code. If you would rather activate by phone, please call Synchrony Bank at 855-890-6779.
Venmo Credit Cards are issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA is a registered trademark of Visa International Service Association and used under license.