What information do I need to apply for the Venmo Credit Card?
When you apply for the Venmo Credit Card, we’ll ask you for:
- Your name
- Email address
- Phone number
- Residential address
- Date of Brith
- Last four digits of your
- Social Security Number
- Your annual net income
Your credit will be checked as a part of determining whether to approve or decline your Venmo Credit Card application, you will need to remove any freezes on your credit report before applying for the card.
For additional inquiries about the Venmo Credit Card, please call Synchrony Bank at 855-878-6462. Agents are available 24 hours a day.
Do you run a credit check as a part of this application?
When you apply and complete the Venmo Credit Card application, a soft credit card inquiry will be performed that will not impact your credit score. If you are approved, however, a hard inquiry will be performed, which may impact your credit score.
For additional inquiries about the Venmo Credit Card, please call Synchrony Bank at 855-878-6462. Agents are available 24 hours a day.
Do I need a Venmo account to apply for a Venmo Credit Card?
To apply for, use, and manage your Venmo Credit Card, you need a Venmo account that has been open for at least 30 days and is in good standing.
You cannot close a Venmo account unless you have first closed your Venmo Credit Card and have paid off its balance in full.
Can I apply jointly with my spouse/partner?
At this time, you are unable to apply for the Venmo Credit Card with joint or authorized users. The Venmo Credit Card is not meant for multiple users. At this time, Venmo users can only have one Venmo Credit Card.
I applied for the Venmo Credit Card. What happens next?
If your application is approved, you will be provided some information about your credit limit(s) and APR(s). You may be given a temporary limit until your Venmo Credit Card is activated. Once your Venmo Credit Card account is opened, you can expect your card in 7-10 business days.
If your application is not approved right away, we may need to gather more information from you in order to process your application. If this happens, you’ll be notified to submit additional information in the Venmo Credit Card section of the Venmo app.
If you are not approved for a Venmo Credit Card, you’ll receive a letter in the mail explaining why in 7-10 business days after your application date.
For additional inquiries about the Venmo Credit Card, please call Synchrony Bank at 855-878-6462. Agents are available 24 hours a day.
The Venmo Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA is a registered trademark of Visa International Service Association and used under license.