You can edit your payment method any time before you complete your payment. Simply tap on the bank or the card shown at the bottom of the payment screen to change it. This will update your payment method for this payment and your default payment method for future payments to friends. If you have access to a Venmo balance and have enough balance to cover the entire cost of the payment, Venmo will use your balance to pay for your payment. Otherwise, Venmo will charge the entire cost of the payment to your preferred payment method.
Please note: the payment method for a payment cannot be changed once it’s been sent. The moment you send a payment in Venmo, the funds are authorized to be withdrawn from your payment method and made available to your friend. We always recommend double-checking your payment method before sending a payment!
