Payment and bank transfer limits are separated between business and personal profiles. Learn more about payment limits for personal profiles here. Learn more about bank transfer limits for personal profiles here.
To help separate your business and personal finances, business profiles have separate payment and bank transfer limits. This gives you greater flexibility with your money in Venmo, so you can spend the money your business receives or transfer that money to your bank without affecting the limits on your personal profile.
If you have not yet completed identity verification for your business profile, you will have a lower weekly payment limit of $2,499.99. You will also have a lower weekly bank transfer limit of $999.99
To verify your identity, select “Identity Verification” from the Settings menu of your business profile in the app. Learn more about verifying your identity here.
If you have completed identity verification, your weekly payment limit is $24,999.99. Your weekly bank transfer limit is $49,999.99. There is a per-transaction limit of $10,000.00 for Instant Transfers to your debit card, and $25,000.00 for Instant Transfers to your bank account.
| Person-to-Person Payments | *Bank Transfers | |
| Unverified Weekly Limit | $2,499.99 | $999.99 |
| Verified Weekly Limit | $24,999.99 | $49,999.99 |
*Both standard transfers and Instant Transfers (either to a bank or card) count against your total bank transfer limit.
Weekly Rolling Limits
Your payment and bank transfer limits are rolling weekly limits. This means that a payment or bank transfer counts against your limit for exactly one calendar week from the time of authorization. For example, if you send a payment on a Monday at 11:00 AM, that payment will no longer count against your limit at 11:01 AM the following Monday.