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General Questions about Visa+

What is Visa+?

Visa+ enables you to move money between platforms, like from Venmo to PayPal (or vice versa).

With Visa+, you can send and receive money to or from your Venmo and PayPal accounts, and even send money to other people. Transfers sent with Visa+ typically process within 30 minutes, and there aren't any fees.

Do I need to have a PayPal account to use Visa+?

You don’t need a PayPal account to use Visa+. As long as the person you are sending money to has an active Visa+ Payname, you can send them money from your Venmo account.

How much can I send or receive with Visa+?

Visa+ transfers have a $2500 limit per transaction. Transfers can be declined for reasons other than the limit.

Are there any tax liabilities I need to be aware of by using Visa+?

Currently, Visa+ is not meant for commercial transactions. You should talk to a financial advisor to learn more about your tax liabilities.

How do I deactivate my Payname? What does it mean to deactivate a Payname?

You can deactivate your Visa+ Payname in the Venmo app:

  1. Go to the Me tab
  2. Tap the Settings gear in the top right
  3. Tap Send & receive money with Visa+
  4. Tap the toggle to Deactivate your payname

When your Payname is deactivated, you will no longer be able to receive Visa+ payments. You will, however, be able to send Visa+ payments and send and receive other Venmo payments. You can reactivate your Visa+ Payname by following the same steps.

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