What is a Teen Account?
Venmo Teen Accounts are profiles connected to a parent or guardian's main Venmo account. Teen Accounts have separate balances and enable 13-17-year-olds to use certain Venmo features while the parent or guardian has visibility and control of the overall account activity.
Teens with a Venmo Teen Account can use the Venmo Teen Mastercard® Debit Card and access the Venmo mobile app to manage, send, and receive money. The adult account owner can also add money to a connected Teen Account and view all spending activity from that profile in the Venmo app.
Teen Accounts can only be managed by or connected to one adult Venmo account at a time.
How can I create a Venmo Teen Account?
If you're eligible for a Teen Account, you'll see the option to create one by following these steps in your Venmo app:
- Go to the Me tab
- Tap the down arrow next to your name in the top left-hand corner
- Select Create a teen account
- Tap Get started
- Pick your teen’s card color, then select Next
- Fill out the requested details about your teen
- Tap Done
Venmo Teen Accounts must be created and managed by a parent or guardian with a regular, adult Venmo account. Teens will need a device with a compatible operating system to download and use the Venmo app.
If you don't see the option to create a Teen Account in your Venmo app, make sure you've completed identity verification and have the latest version of Venmo installed on your device.
Does my teen need to verify their identity on Venmo?
No. Teen Accounts are an extension of your parent/guardian account, so there isn’t a separate identity verification process for your teen(s). Venmo will never request personal documents like a license or ID from a minor.
Which Venmo features can a Teen Account use?
Venmo Teen Accounts have limited functionality compared to a regular Venmo account.
Teens using a Venmo Teen Account can:
- Use the Venmo Teen Debit Card
- Set up Direct Deposit
- Use the Venmo app, with limited features:
- Send and receive Person-to-Person payments with friends and family
- Add personal payment methods to the Teen Account
As the parent or guardian account owner, you'll be notified when your teen account sends or receives money or adds a new payment method.
The following actions are not available for Venmo Teen Accounts:
- Initiate bank transfers to or from Venmo
- Sign up for the Venmo Credit Card
- Create a Business or Charity Profile
- Use Venmo’s Crypto features
- Receive payments for goods & services
- Cash a check
Where can my teen use the Venmo Teen Debit Card?
The Teen Debit Cards cannot be used with specific merchants that are restricted based on their merchant category codes. These restrictions will also apply to payments made by teens in the Venmo app.