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Venmo Credit Card Rewards Program

What are the rewards for the Venmo Credit Card?

The Venmo Credit Card earns cash back rewards on all of your eligible purchases. During each statement period, you will automatically: 

  • Earn 3% on your top spend category  
  • Earn 2% on your second top spend category 
  • Earn 1% on all other eligible purchases and on Venmo person-to-person transactions    

Your cash back rewards will be automatically added to your Venmo account at the end of each statement period.

See Venmo Credit Card Rewards Program Terms.

Use of cash back is subject to the terms of the Venmo User Agreement.

What other reward settings are available?

You may be able to sign up for Cash Back to Crypto from your Venmo account for the Venmo Credit Card.

See Venmo Credit Card Rewards Program Terms.

Use of cash back is subject to the terms of the Venmo User Agreement.

Do my Venmo Credit Card Rewards expire?

Your Venmo Credit Card Rewards will automatically be transferred to your Venmo balance at the end of each Statement Period, 1-3 days after your statement closes, provided your Venmo Credit Card and Venmo account are open, in good standing, and linked to each other.

Similar to any other funds in your Venmo account, they don’t expire. You can use the cash back to pay friends on Venmo, make a purchase with an authorized merchant, make a Venmo Credit Card payment, or you can transfer the funds to a card or bank. For concerns about the Venmo Credit Card Rewards program, please contact Synchrony Bank at 855-878-6462.

Are the Venmo Credit Card Rewards separate from my Venmo Debit Card Rewards?

The rewards programs for the Venmo Credit Card and the Venmo Debit Card are separate.

See Venmo Credit Card Rewards Program Terms.

Use of cash back is subject to the terms of the Venmo User Agreement.

Learn more about Venmo Credit Card terms and rates 

The Venmo Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA is a registered trademark of Visa International Service Association and used under license.

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