We waive fees when you send money using your Venmo balance, bank account, debit card or prepaid card, so it’s free to use. If you want to send money using a credit card and still collect those points, our standard 3% fee applies. Receiving money and making purchases in other apps with Venmo is always free.
If you want to see if your card carries a fee, you can do so by going into your Settings > Banks & Cards, and tapping on the card. You'll also be notified while adding a card that falls under this category.
Please see this page for more information about fees.