What is the Venmo Credit Card?
The Venmo Credit Card is a Visa branded credit card integrated into the Venmo experience you know and love. With the Venmo Credit Card, you can manage your credit card account right from the Venmo app. The front of the card is printed with your personal Venmo QR code which makes activation a snap and friends can scan the QR code to take them right to your Venmo profile. The Venmo Credit Card allows you to make contactless payments, split your credit card purchases with friends on Venmo, request new virtual card numbers, earn cash back rewards on your purchases*. To learn more about terms and rates, please check here.
How do I apply for the Venmo Credit Card?
The Venmo Credit Card is now available for eligible users to apply using the latest version of the Venmo app. If you are eligible to apply, you will see a Venmo Credit Card section at the top of the main menu of your Venmo app. To learn more, visit https://venmo.com/about/creditcard/.
What's the difference between the Venmo Credit Card and the Venmo Debit Card?
The Venmo Mastercard® Debit Card is a debit card connected to your Venmo balance. There is no line of credit offered with the Venmo Debit Card. The Venmo Credit Card is a Visa® credit card issued by Synchrony Bank. You can split Venmo Credit Card transactions with friends on Venmo and use the money in your Venmo account to make payments towards your bill. The Venmo Credit Card and the Venmo Debit Card also have unique rewards programs specific to each card. You can find more info on the Venmo Debit Card here.
What are the benefits and rewards for the Venmo Credit Card?
With the Venmo Credit Card, you can easily split purchases with friends on Venmo in the Venmo app, earn cash back* rewards on your purchases*, and pay your bill using the money in your Venmo account. The front of the card is printed with your personal Venmo QR code which makes activation a snap and friends can scan the QR code to take them right to your Venmo profile. Features like contactless payments and the ability to request a new virtual card number make the Venmo Credit Card even more useful. Better yet, there’s no annual fee** for the Venmo Credit Card.
Tell me about Venmo Credit Card Rewards
The Venmo Credit Card Rewards program helps you earn cash back on your eligible purchases*. During each statement period, you will:
- Earn up to 3% on your top spend category
- Earn up to 2% on your second top spend category
- Earn 1% on all other eligible purchases and on person-to-person transactions
Your cash back rewards will be automatically added to your Venmo account at the end of each statement period. You can learn more about the Venmo Credit Card Rewards program here.
How do I manage my Venmo Credit Card notifications?
To adjust your Venmo Credit Card notification settings, navigate to the Venmo Credit Card section of the Venmo app and click “Venmo Credit Card notifications”. There you can customize your push notifications and some email notifications for the Venmo Credit Card.
Where can I use the Venmo Credit Card?
You can use your Venmo Credit Card everywhere Visa credit cards are accepted worldwide. Your Venmo Credit Card can also be used within the Venmo app. The card is automatically added as a payment method in your Venmo app for payments to friends and authorized merchants. Similar to other credit cards, the Venmo Credit Card is subject to Venmo’s standard 3% fee when used to make person-to-person payments.
I have more questions about the Venmo Credit Card. Who can I contact?
For additional inquiries about the Venmo Credit Card, please call Synchrony Bank at 855-878-6462. Agents are available 24 hours a day.
* Use of cash back is subject to the terms of the Venmo account. Review the Venmo Credit Card Rewards Program Terms for more information
** See Terms & Rates
The Venmo Mastercard® Debit Card is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated. The Bancorp Bank; Member FDIC. The Venmo Debit Card may be used everywhere Mastercard is accepted in the U.S. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
The Venmo Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA is a registered trademark of Visa International Service Association and used under license.